Emphasizes key innovations in AI, Retail, and Education
Emphasizes key innovations in AI, Retail, and Education
Emphasizes key innovations in AI, Retail, and Education

AI Enhancements by Coursera, BRI, and Unilever: Revolutionizing Education, Banking, and Retail

Written by

Lintang Lionny

Published

Jul 3, 2024

Coursera's AI-Powered Learning Advancements

Coursera: Elevating Education Through AI

Coursera, a prominent online education platform, has significantly upgraded its services through the incorporation of advanced AI technologies. These enhancements are aimed at improving the quality of learning, ensuring academic integrity, and streamlining the educational process for both educators and learners.


Image 1. Coursera announces new AI content and innovations


Assessment Creation and Classification

AI has been instrumental in automating and optimizing the creation and classification of assessments, a task that traditionally demands substantial time and effort from educators.

  • AI Assessment Generator: This tool revolutionizes the process of creating assessments by generating a variety of questions, including mathematical problems, essays, and multiple-choice questions. This automation not only saves valuable time for educators but also ensures a diverse and comprehensive assessment experience for students.

  • Question Banks and Variants: Coursera's AI-driven question banks provide a vast repository of questions, allowing educators to easily select or modify questions to suit their specific needs. The availability of variants for each question type further enhances the quality of exams and ensures a fair assessment of student knowledge.

  • AI-Assisted Grading: Leveraging AI for grading purposes, this tool offers score recommendations and constructive feedback based on predefined criteria. While the final grading decision remains with the educators, this tool significantly reduces the workload and provides a more standardized grading approach.


Enhancing Academic Integrity

Ensuring academic integrity is a cornerstone of any educational institution. Coursera employs several AI-driven mechanisms to uphold this integrity, preventing cheating and plagiarism.

  • Graded Item Locking: This feature ensures that students complete all necessary assignments before moving forward in their courses, thereby promoting comprehensive learning and preventing students from skipping important sections.

  • Time and Attempt Limits: By managing the duration of exams and limiting the number of attempts, Coursera ensures a fair testing environment and reduces opportunities for cheating.

  • Proctoring and Lockdown Browser: These tools prevent external access during exams and detect unauthorized aid, ensuring the authenticity of test results. The lockdown browser disables all other applications and internet access, while proctoring software monitors student behavior to detect any suspicious activity.

  • Plagiarism Detection: Utilizing sophisticated algorithms, this tool identifies similarities between student submissions and existing content, thereby reducing instances of plagiarism and promoting originality in student work.


Improving Learning and Evaluation

AI's role in enhancing learning and evaluation goes beyond assessment creation and academic integrity. It also includes personalized learning experiences and interactive assistance.

  • Quiz Prep and Prior Learning Recaps: Through personalized tutoring and interactive learning assistance via Coursera Coach, students receive tailored support based on their individual needs. This feature helps reinforce learning and prepares students for upcoming quizzes and exams.

  • AI Peer Reviews: Facilitating peer feedback through AI analysis, this tool promotes collaborative learning by enabling students to review and critique each other’s work. AI ensures that the feedback is constructive and relevant, fostering a more engaging and interactive learning environment.

  • AI-based Viva Exam: This advanced tool analyzes free-form responses and predefined grading criteria to generate follow-up questions. It tests students' critical thinking and understanding of the subject matter, providing a comprehensive evaluation of their knowledge.

Coursera's AI-driven features have already been implemented in universities like Universitas Katolik Indonesia Atma Jaya and Universitas Pembangunan Jaya (UPJ), where Coursera's content constitutes 20% of their credit programs. These advancements signify a transformative shift in how education is delivered and assessed, making learning more efficient, engaging, and fair.


BRIBRAIN: BRI's AI-Driven Evolution from Mobile-First to AI-First

BRI: Transforming Banking with AI

Bank Rakyat Indonesia (BRI), one of the largest banks in Indonesia, has embraced AI to revolutionize its banking operations. The centerpiece of this transformation is BRIBRAIN, an AI and machine learning (ML) hub that drives various business and operational needs across BRI’s extensive network.


Image 2. BRIBRAIN brings the future BRI


Key Focus Areas of BRIBRAIN

BRIBRAIN's integration into BRI's operations has transformed several key areas, from customer engagement to credit underwriting, fraud detection, and operational efficiency.


  1. Customer Engagement:

    • Hyperpersonalization: By utilizing recommender systems and advanced lead management, BRIBRAIN offers highly personalized product recommendations and services to customers. This hyperpersonalization enhances customer satisfaction and drives engagement by providing tailored solutions based on individual preferences and behaviors.

    • Customer Service Chatbot (Sabrina): Employing Natural Language Processing (NLP), Sabrina provides instant, accurate responses to customer queries about BRI’s products and services. This AI-driven chatbot not only improves customer service efficiency but also ensures a seamless and user-friendly experience.

  1. Credit Underwriting:

    • Advanced Scoring Models: BRIBRAIN’s sophisticated algorithms analyze credit applications, customer behavior, and other relevant data to generate accurate credit scores. These models help predict customer churn and optimize collection strategies, ensuring a low non-performing loan (NPL) ratio and enhancing overall credit risk management.

    • Digital Lending via Ceria: By streamlining loan applications to under 10 minutes, Ceria offers a quick and convenient digital lending experience. Despite the rapid processing time, BRIBRAIN ensures stringent risk assessment, maintaining a low NPL ratio and ensuring the quality of loans.

  1. Fraud & Risk Analytics:

    • Predictive and Preventive Measures: BRIBRAIN employs advanced analytics to detect anomalies in transactions and suspicious activities. Early warning systems are in place to prevent fraud, such as ATM skimming, by identifying and mitigating risks before they escalate.

    • Enhanced Security Measures: By continuously monitoring transaction patterns and using predictive analytics, BRIBRAIN enhances the bank’s ability to prevent and respond to potential security threats, ensuring the safety and trust of its customers.

  1. Smart Services & Operations:

    • Automation and Efficiency: Implementing robotic process automation (RPA) for data entry and administrative tasks, BRIBRAIN reduces manual workload and minimizes errors. Additionally, AIOps (AI for IT Operations) helps in managing IT infrastructure more efficiently, while predictive models improve the handling of customer complaints by anticipating and addressing issues proactively.

BRIBRAIN’s AI and analytical capabilities aim to enhance profitability, reduce risks, and improve cost efficiency, positioning BRI as a forward-thinking leader in banking technology. The integration of AI into various aspects of banking operations signifies a transformative shift towards a more efficient, secure, and customer-centric banking experience.


Unilever: AI-Driven Innovations in Retail and Supply Chain

Unilever: Pioneering AI in Retail and Supply Chain

Unilever, a global consumer goods giant, is harnessing AI to revolutionize its retail and supply chain operations. By integrating AI technologies, Unilever has optimized stock management, enhanced vending experiences, and developed innovative cleaning products, particularly in the ice cream sector.


Image 3. Unilever is transforming ice cream with AI


AI-Driven Retail Innovations

Unilever's application of AI in retail operations has significantly improved efficiency and customer satisfaction, particularly through advanced freezer and vending machine technologies.


  1. AI-Enabled Freezers:

    • Stock Management: Unilever has integrated AI and image capture technology into 50,000 freezers worldwide. These AI-enabled freezers allow for real-time stock monitoring, ensuring that products are always available for customers. Retailers receive alerts when stock levels are low, enabling seamless order submissions and timely restocking. This proactive stock management has led to a significant boost in retail sales, with increases ranging from 15-35%.

    • Data-Driven Insights: The data collected from these AI-enabled freezers provides valuable insights for targeted promotions and market research. By analyzing purchasing patterns and customer preferences, Unilever can optimize its marketing strategies and product offerings, ensuring that they meet the evolving needs of their customers.

  1. AI-Enhanced Vending Machines:

    • Automated Vending: Unilever’s AI capabilities extend to vending machines located in high-traffic areas such as gas stations and university campuses. These smart vending machines offer a user-friendly, automated transaction experience, allowing customers to tap to pay, select or modify their orders, and be charged accurately. This convenience and efficiency enhance customer satisfaction and drive sales.

    • E-Commerce Integration: Unilever has developed a dedicated app that allows retailers to order restocks, monitor stock levels, make payments, and view special offers electronically. This app, used by 40% of Unilever’s retail partners, streamlines the supply chain process and ensures that products are always available to meet customer demand.


AI in Supply Chain and Product Development

Unilever’s application of AI goes beyond retail operations to include innovative product development and supply chain optimization.

  • Innovative Cleaning Products: Utilizing AI and physics-based design, Unilever has developed new, eco-friendly cleaning products. These products feature advanced enzymes and proteins that effectively remove stains while reducing energy and water consumption. This innovation not only meets the growing demand for sustainable products but also enhances cleaning efficiency.

  • Direct-to-Consumer Ice Cream Delivery: Unilever has embraced AI to offer a seamless, human-free shopping experience for ice cream lovers. Through partnerships with Robomarts and the virtual storefront "The Ice Cream Shop," Unilever provides direct-to-consumer delivery of products from popular brands like Breyers, Magnum, and Ben & Jerry’s. This innovative approach ensures that customers can enjoy their favorite ice cream products conveniently and efficiently.


Conclusion

By embracing AI, Coursera, BRI, and Unilever are setting new standards in their respective fields of education, banking, and retail. These advancements not only improve service delivery and operational efficiency but also enhance user experience and engagement. Coursera’s AI-powered tools are transforming education by streamlining assessment creation and ensuring academic integrity. BRI’s BRIBRAIN hub is revolutionizing banking operations with advanced customer engagement, credit underwriting, fraud detection, and operational efficiency. Unilever’s AI-driven innovations are optimizing retail operations, supply chain management, and product development, particularly in the ice cream sector. As these organizations continue to leverage AI, they pave the way for a future where technology enhances every aspect of our lives, driving progress and innovation across industries.